Lok Awas | Punjab awas Yojana | Pradhan Mantri Awas Yojana Benefits | 2 Bhk Flats In Mohali @ 18.90 Lac In Lok Awas-Vera Developers Projects At sector 74 A Mohali on Air Port Road Call-9888775612, 9888777712

Lok Awas | Punjab awas Yojana | Pradhan Mantri Awas Yojana Benefits | 2 Bhk Flats In Mohali @ 18.90 Lac In Lok Awas-Vera Developers Projects At sector 74 A Mohali on Air Port Road Near  Connaught Place TDIClub 5 mint way to north country Mall  3 Km From Sohana Gurudawara Call-9888775612, 9888777712

Message from CEO

Building your home has always been an emotional and a tiring affair. Lok Awas ends your search for building your dream home at never before prices and amenities. A Lok Awas unit caters to your needs at an unbelievable starting price of INR 18.90 Lakhs for a 2 BHK. The Area, Location and Amenities provided are not possible to afford in less than INR 30 Lakhs. The EMI of Lok Awas homes are cheaper than your 2BHK home’s rent.

By virtue of this scheme, our company aims to contribute to the objective of the State Government of providing low cost housing to all.

We invite you to come and have a look at Lok Awas and complete your dream to own a home.

About Vera Developers Pvt. Ltd

Vera Group, which started off nearly 15 years ago as a small flower bud in Fast Moving Consumer Goods (FMCG) segment and later on bloomed as real estate developer as well. Vera Group has a Pan India presence with its operations spanning in all key segments including (1) FMCG (2) Agriculture activities (3) Real Estate Industry Commitment, Consistency, Professionalism and Quality Customer Services is the corner stone of the Company’s Philosophy:

  • Commitment to self, employees, staff and above all to the customers.
  • Consistency about the ideology, raw materials, production and services.
  • Professionalism in employment, out sourcing and the associations.
  • Quality in manpower development, public relations and customer services.
  • Above all, the commitment for consistently providing the quality customer services with pure professionalism.

The VERA Group endeavors to meet customer requirements to the fullest possible extent, thereby helps them in achieving their goals. All the members of the VERA Group contribute in their own unique way to ensure that the customers and the society benefits from every interaction with them and Vera Group intends to be highly productive to the nation at large


2 Bhk 730 Sq. Ft. flats ( Low Budget )

Big Size 2 Bhk ( 2 Bedroom & 2 Washroom )

3 Bhk 1350 Sq.Ft flats

Price Lists

Mohali- Site

Sector 74 -A Near TDI city Air Port Road Mohali


Ministry of Housing and Urban Poverty Alleviation (MoHUPA) has introduced in June 2015, an interest subsidy scheme called Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (URBAN)-Housing for All, for purchase/construction/extension/improvement of house to cater Economical Weaker Section(EWS)/Lower Income Group(LIG)/Middle Income Group (MIG), given the projected growth of urbanization & the consequent housing demands in India.

  1. The beneficiary family should not own a pucca house in his/her or in the name of any member of his/her family in any part of India.
  2. In case of married couple, either of the spouse or both together in joint ownership will be eligible for a single subsidy.
  3. The beneficiary family should not have availed of central assistance under any housing scheme from Government of India or any benefit under any scheme in PMAY.

The beneficiary family will comprise husband, wife and unmarried children. (An adult earning member irrespective of marital status can be treated as a separate household in MIG category)


All statutory towns as per Census 2011 and towns’ notified subsequently, including planning area as notified with respect to statutory town.

Scheme Details
CLSS Scheme Type Eligibility Household Income ( Rs.) Carpet Area-Max (sqm) Interest Subsidy (%) Subsidy calculated on a max loan of Loan Purpose Validity of scheme Max Subsidy (Rs.) Woman Ownership
EWS and LIG Upto Rs. 6,00,000 60 sqm 6.50 % Rs. 6,00,000 Purchase/Self Construction/Extension 31/03/2022 2.67 Lacs Yes *
MIG 1 ** Rs. 6,00,000 to Rs. 12,00,000 90 sqm 4.00 % Rs. 9,00,000 Purchase/Self Construction 31/12/2017 2.35 Lacs Not Mandatory
MIG 2 ** Rs. 12,00,001 to Rs. 18,00,000 110 sqm 3.00 % Rs. 12,00,000 Purchase/Self Construction 31/12/2017 2.30 Lacs Not Mandatory

* woman ownership is not mandatory for construction / extension

**for MIG – 1 & 2 loan should be approved on/or after 1-1-2017

  1. Aadhar number(s) of the beneficiary family are mandatory for MIG category.
  2. The interest subsidy will be available for a maximum loan tenure of 20 yrs or the loan tenure whichever is lower.
  3. The interest subsidy will be credited upfront to the loan account of beneficiaries through HDFC resulting in reduced effective housing loan and Equated Monthly Installment (EMI).
  4. The Net Present Value (NPV) of the interest subsidy will be calculated at a discount rate of 9 %.
  5. The additional loan beyond the specified limits, if any to be at non-subsidized rate.
  6. There is no cap on the loan amount or the cost of the proper.

Note: Assessment of your eligibility to avail the benefits of CLSS is at the sole discretion of the Government of India. Contents herein are parameters outlined under the scheme for assessment of entitlement.

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